December 1st, 2022
Annual membership program will be opened after 15/DEC/2022. Below is the contribution fee structure:

- The maximum contribution returned to your membership is 36.50% per month. Minimum is 10%.
- The annual membership program is subject to change without a prior notice. However, all reforms are compliant with the 100% refund policy.
- If you receive total contribution lower than your annual membership fee, please contact your team leader to get your full refund.
- The refund is not applicable if you receive more than your contribution.
- This program is only for community members, not for the public.